Real Life In London, Volumes I. and II.
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Pierce Egan >> Real Life In London, Volumes I. and II.
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"It surely can hardly be a trade worth following," said Talltho.
"There are many hundreds daily wandering the streets, however," replied
Tom, "in pursuit of cast-off apparel, rags, and metals of different
sorts, or at least pretend so. The Jews are altogether a set of traders.
I do not mean to confine my observations to them only, because there
are persons of other sects employed in the same kind of business; and
perhaps a more dangerous set of cheats could ~309~~ scarcely be pointed
at, as their chief business really is to prowl about the houses and
stables of people of rank and fortune, in order to hold out temptations
to their servants, to pilfer and steal small articles not likely to be
missed, which these fellows are willing to purchase at about one-third
of their real value. It is supposed that upwards of 15,000 of these
depraved itinerants among the Jews are daily employed in journeys of
this kind; by which means, through the medium of base money and other
fraudulent dealings, many of them acquire property with which they open
shops, and then become receivers of stolen property; the losses thus
sustained by the public being almost incalculable--
"For wid coot gould rings of copper gilt--'tis so he gets his
bread,
Wit his sealing-vax of brick-dust, and his pencils without lead."
It is estimated that there are from fifteen to twenty thousand Jews in
the Metropolis, and about five or six thousand more stationed in the
great provincial and seaport towns. In London they have six Synagogues,
and in the country places there are at least twenty more. Most of the
lower classes of those distinguished by name of German or Dutch Jews,
live principally by their wits, and establish a system of mischievous
intercourse all over the country, the better to enable them to carry
on then-fraudulent designs in every way. The pliability of their
consciences is truly wonderful--
"For they never stick at trifles, if there's monies in the way."
Nay, I remember the time when they used to perambulate our streets
openly, professing to purchase base coin, by bawling--"Any bad shilling,
any bad shilling." The interference of the Police however has prevented
the calling, though perhaps it is impossible to prevent a continuance
of the practice any more than they can that of utterance. These men
hesitate not to purchase stolen property, or metals of various kinds, as
well as other articles pilfered from the Dock-yards, and stolen in
the provincial towns, which are brought to the Metropolis to elude
detection, and vice versa; in some cases there are contrivances that
the buyer and seller shall not even see each other, in order that no
advantage may be taken by giving information as to the parties." ~310~~
"Upon my life, the contrivances of London are almost incomprehensible,"
said Bob, "and might deter many from venturing into it; but this
surprises me beyond any thing."
"It is however too lamentably true," continued Tom; "for these people,
educated in idleness from the earliest infancy, acquire every debauched
and vicious principle which can fit them for the most complicated arts
of fraud and deception, to which they seldom fail to add the crime of
perjury, whenever it can be useful to shield themselves or their friends
from the punishment of the law. Totally without moral education, and
very seldom trained to any trade or occupation by which they can earn an
honest livelihood by manual labour--their youths excluded from becoming
apprentices, and their females from engaging themselves generally
as servants, on account of the superstitious adherence to the mere
ceremonial of their persuasion, as it respects meat not killed by
Jews--nothing can exceed their melancholy condition, both as it regards
themselves and society. Thus excluded from the resources which other
classes of the community possess, they seem to have no alternative
but to resort to those tricks and devices which ingenuity suggests,
to enable persons without an honest means of subsistence to live in
idleness.
"The richer Jews are in the practice of lending small sums to the poorer
classes of their community, in order that they may support themselves by
a species of petty traffic; but even this system contributes in no
small degree to the commission of crimes, since, in order to render
it productive to an extent equal to the wants of families who do not
acquire any material aid by manual labour, they are induced to resort to
unlawful means of increasing it, by which they become public nuisances.
From the orange-boy and the retailer of seals, razors, glass and other
wares, in the public streets, or the collector of
"Old rags, old jags, old bonnets, old bags,"
to the shop-keeper, dealer in wearing apparel, or in silver and gold,
the same principles of conduct too generally prevail.
"The itinerants utter base money, to enable them by selling cheap, to
dispose of their goods; while those who are stationary, with very few
exceptions, receive and purchase at an under price whatever is brought
them, ~311~~ without asking questions; and yet most of their concerns
are managed with so much art, that we seldom hear of a Jew being hanged;
and it is also a fact, that during the holidays (of which they have many
in the course of a year,) or at one of their weddings, you may see
the barrow-woman of yesterday decked out in gay and gaudy attire of an
expensive nature."
By this time they had reached the top of the minories, and were turning
down Houndsditch. "We are now," said Dashall, "close to another place
chiefly inhabited by Jews, called Duke's Place, where they have a very
elegant Synagogue, which has been visited by Royalty, the present King
having, during his Regency, honoured them with a visit, through the
introduction of the late Mr. Goldsmid. If it should be a holiday, we
will be present at the religious ceremonies of the morning." With this
they entered Duke's Place, and were soon within the walls of this Temple
of Judaism. In taking a view of it, Bob was much gratified with its
splendid decorations, and without being acquainted with their forms, had
_doffd his castor_,{1} but was presently informed by his Cousin that he
must keep his hat on. The readers appeared to him to be singers; but the
whole of the service being Hebrew, it was of little consequence to him,
whether read or sung. He perceived, during the performances of these
prayers, which were every now and then joined in by almost every
one present, that many of the congregation appeared to be in close
conversation, which, however, was taken no notice of by the persons
officiating. He was well pleased with the singing of a youth and the
accompaniment of a gentleman in a cock'd hat; for although he could not
discover that he actually produced words, he produced sounds in many
instances bearing a strong similarity to those of a bassoon. The
venerable appearance and devotion of the High Priest, who was habited in
a robe of white, also attracted his attention; while the frequent bursts
of the congregation, joining in the exercises of the morning, in some
instances almost provoked his risibility.
"The religious ceremonies of these people," said Tom, as they left the
synagogue, "though somewhat imposing as to form and appearance, do not
seem to be strongly interesting, for many of them are engaged during the
whole of the service in some species of traffic; buying and
1 Doff'd his castor--Taken off his hat.
~312~~ selling, or estimating the value of goods for sale. They are such
determined merchants and dealers, that they cannot forget business even
in the house of prayer. We have two sets of them. This is the Dutch
Synagogue; but the most ancient is that of the Portuguese, having been
established in England ever since the Usurpation. The members of it
being mostly wealthy, are extremely attentive to their poor, among whom
there is said not to be a single beggar or itinerant; while the Dutch or
German. Jews get no education at all: even the most affluent of them are
said to be generally unable either to read or write the language of the
country that gave them birth. They confine themselves to a bastard or
vulgar Hebrew, which has little analogy to the original. They observe
the particular ritual of the German Synagogue, and also include the
Polish, Russian, and Turkish Jews established in London. With the
exception of a few wealthy individuals, and as many families who are in
trade on the Royal Exchange, they are in general a very indigent class
of people. Their community being too poor to afford them adequate
relief, they have resorted to the expedient of lending them small sums
of money at interest, to trade upon, which is required to be repaid
monthly or weekly, as the case may be, otherwise they forfeit all claim
to this aid.
"The Portuguese Jews are generally opulent and respectable, and hold
no community with the others. They use a different liturgy, and their
language is even different. They never intermarry with the Jews of the
Dutch Synagogue. They pride themselves on their ancestry, and give their
children the best education which can be obtained where they reside. The
Brokers upon the Exchange, of the Jewish persuasion, are all or chiefly
of the Portuguese Synagogue. Their number is limited to twelve by Act of
Parliament, and they pay 1000 guineas each for this privilege."
They had now reached the end of Houndsditch, when, passing through
Bishopsgate Church Yard and Broad Street, they were soon at the Bank.
"This building," said Dashall, "covers an extent of several acres of
ground, and is completely isolated."
"Its exterior," replied Bob, "is not unsuited to the nature of
the establishment, as it certainly conveys an idea of strength and
security."
~315~~ "That's true," continued Tom; "but you may observe a want of
uniformity of design and proportion, arising from its having been
erected piece-meal, at different periods, and according to different
plans, by several architects. This is the principal entrance; and
opposite to it is the shortest street in the Metropolis, called Bank
Street; it contains but one house. Now we will take a survey of the
interior."
They entered the Hall, where Tallyho was much pleased to be instructed
as to the methodical way they have of examining notes for a re-issuing
or exchanging into coin.
"Here," said Dashall, "are the Drawing-offices for public and private
accounts. This room is seventy-nine feet long by forty; and, at the
further end, you observe a very fine piece of sculpture: that is a
marble Statue of King William III. the founder of the Bank. Thi national
establishment was first incorporated by act of Parliament in 1694. The
projector of the scheme was a Mr. James Paterson, a native of
Scotland; and the direction of its concerns is vested in a Governor,
Deputy-Governor, and twenty-four Directors, elected annually at a
general Court of the Proprietors. Thirteen of the Directors, with the
Governor, form a Court for the transaction of business. The Bank is open
every day from nine in the morning till five in the afternoon, holidays
excepted. It is like a little town. The Clerks at present are about
1000 in number, but a reduction is intended. The Rotunda is the most
interesting apartment--we will go and have a look at the Money-dealers.
"Here," continued he, as they entered the Rotunda, and mingled among
the various persons and sounds that are so well known in that seat
of traffic, "from the hours of eleven to three a crowd of eager
Money-dealers assemble, and avidity of gain displays itself in
ever-varying shapes, at times truly ludicrous to the disinterested
observer. You will presently perceive that the justling and crowding
of the Jobbers to catch a bargain, frequently exceed in disorder the
scrambling at the doors of our theatres for an early admission: and sa
loud and clamorous at times are the mingled noises of the buyers and
sellers, that all distinction of sound is lost in a general uproar."
Of this description, Tallyho had an absolute proof in ~314~~ a few
minutes, for the mingling variety of voices appeared to leave no
space in time for distinguishing either the sense or the sound of the
individual speakers; though it was evident that, notwithstanding the
continual hubbub, there was a perfect understanding effected
between parties for the sale and transfer of Stock, according to the
stipulations bargained for.
"Ha, Mr. M------," said the Hon. Tom Dashall, "how do you do?"
"Happy to say well, Sir, thank you," was the reply. "Any
commands?--markets are pretty brisk this morning, and we are all alive."
"Pray," said Tallyho, "who is that extraordinary looking Lady with such
red lips and cheeks, beneath the garb of sadness?"
"A constant visitor here," replied Mr. M. "I may say a day scarcely
passes without her being present."
"She has a curious appearance," said Bob; "her dress is all black
from head to foot, and yet her cheeks disclose the ruddy glow of
uninterrupted health. Is it that her looks belie her garb, or that her
garb belies her looks?"
"Hush," said Mr. M. "let her pass, and I will give you some information
relative to her, which, if it does not gratify you, will at least
satisfy some of your inquiries. I am half inclined to believe that all
is not right in the seat of government with her, (pointing his finger to
his head;) and she is therefore rather deserving of pity than an object
of censure or ridicule; though I have reason to believe she frequently
meets with attacks of the latter, when in search of the sympathy and
benefit to be derived from a proper exercise of the former. Her name is
Miss W------. Her father was formerly a two-penny postman, who resided
at Rockingham Row, Walworth, and was himself somewhat eccentric in his
dress and manners, and it was not at all unusual to meet him in
the morning in the garb of his office, though decidedly against his
inclination, and to see him on 'Change during 'Change hours, in silk
stockings, and in every other way dressed as a Merchant, attending
there according to custom and practice; and he managed, by some means
or other, to keep up a character of respectability, and to give an
accomplished education to the younger branches of this family; so that
this lady, though unfortunate in her present circumstances, has been
well brought up, and ~315~~ mingled in polished society; and, if
you were to enter into conversation with her now, you would find
her intelligent in the selection of her words and the combination of
sentences, to explain to you the most improbable events, and the most
unheard of claims that she has upon all the Governments in the known
world. This, however, would be done with good temper, unless any thing
like an insulting observation should be conceived, or intended to be
conveyed."
"And, pray, what is supposed to be the cause of her present manners and
appearance?" inquired Bob.
"It is principally attributed," replied Mr M. "to the circumstance of
losing a beloved brother, who she now continually declares is only kept
from her by the persons who daily visit the Rotunda, with a view
to prevent the recovery of the property she lays claim to, and the
particulars of which she generally carries in her pocket. That brother
however suffered the penalty of the law for a forgery;{1} but this she
cannot be induced to believe.
1 The lamentable effusion of blood which has taken place
within the last twenty years, in consequence of forgeries on
the Bank of England, has already excited a very considerable
portion of public interest and indignation; and it is much
to be feared that notwithstanding the very serious expence
the Corporation have incurred, with a view to remedy the
evil, by rendering the imitation more difficult, the
anticipated result is not likely to be obtained. It will
hardly be conceived that the Governors have expended as much
as one hundred thousand pounds in this laudable undertaking,
and, upon producing an impression, we are told it can be
imitated by one, who, within three weeks produced a fac-
simile, and puzzled the makers of the original note to
discover which was the work-manship of their own hands. Nay,
even an engraver on wood is said to have produced an
excellent imitation in a few hours. It is however sincerely
to be hoped that an effectual stop will be eventually put to
the possibility of committing this crime, which, we
apprehend, nine times out of ten brings the poor, needy,
half-starved retailer of paper to the gallows, while the
more un-principled wholesale dealer escapes detection.
While on the subject of forged notes, we cannot help
deprecating the circulation of what are termed _flash
notes_, which, if not originally intended to deceive and
defraud, are calculated to accomplish these objects, when in
the hands of the artful and designing. We think there is a
tradesman in the vicinity of the Bank who presents such of
his customers as visits his repository to have their hair
cut, &c. with a Hash note, purporting to be for 501.; and we
have also reason to believe that more than one attempt has
been detected, where the parties have really endeavoured to
pass them as valid Bank of England paper. The danger
therefore must be evident.
~316~~ We have reason to think she is frequently much straitened for
want of the necessary supplies for sustenance, and she has temporary
relief occasionally from those who knew her family and her former
circumstances in life, while she boldly perseveres in the pursuit of
fancied property, and the restoration of her brother.
"I have heard her make heavy complaints of the difficulties she has had
to encounter, and the privations she has been subjected to; but her own
language will best speak the impressions on her mind. Here is a printed
letter which was circulated by her some time ago:--
To the worthy Inhabitants of the Parish of St. Mary, Newington, Surrey.
It is with feelings of deep regret I have to deplore the necessity that
compels me to adopt a public measure, for the purpose of obtaining my
property from those gentlemen that hold it in trust. For a period of ten
years I have endured the most cruel and unjustifiable persecution, which
has occasioned the premature death of my mother; a considerable loss of
property; all my personal effects of apparel and valuables; has exposed
me to the most wanton and barbarous attacks, the greatest insults, and
the severe and continual deprivation of every common necessary. Having
made every appeal for my right, or even a maintenance, without effect,
I now take the liberty of adopting the advice of some opulent friends in
the parish, and solicit general favour in a loan by subscription for a
given time, not doubting the liberal commiseration of many ladies
and gentlemen, towards so great a sufferer. As it is not possible to
describe the wrongs I have endured, the misery that has been heaped upon
me, in so limited a space, I shall be happy to give every explanation
upon calling for the result of this entreaty and to those ladies and
gentlemen that condescend to favour
S. WHITEHEAD
With their presence, at
The White Hart Inn, Borough.
Besides Bills to an immense amount, accepted by the Dey of Algiers, and
payable by his Grand Plenipotentiary.
Various sums in the English and Irish Funds, in the names of various
Trustees: in the 3 per cent. Consols--3 per cent. 1726--3 per cent.
South Sea Annuities--3 per cent. Old South Sea Annuities--4 per cent. 3
per cent. 5 per cent. Long Annuities.
Besides various Freehold, Copyhold, and Leasehold Estates, Reversions
and Annuities, of incalculable value.
One of the Freehold Estates is that known by the name of Ireland's Row,
and the Brewhouse adjacent, Mile End; the Muswell Hill Estate; a large
House in Russell Square, tenanted at present by Mr. B-----dd!!!
"For the truth of this statement, or the real existence of any property
belonging to her, I am not able to vouch. She is well known in all
the offices of this great Establishment, is generally peaceable in
her conduct, and communicative in her conversation, which at times
distinguishes her as a person of good education."
"Hard is the fortune which your Sex attends, Women, like princes, find
few real friends; All who approach them their own ends pursue, Lovers
and ministers are seldom true. Hence oft from reason heedless beauty
strays, And the most trusted guide the most betrays."
The conversation was here interrupted by the arrival of a Gentleman,
who, taking Mr. M. on one side, Tom and Bob wished him a good morning.
They proceeded to ~318~~ view the various offices which branch out
from the Rotunda, and which are appropriated to the management of each
particular stock, in each of which Bob could not help admiring the happy
disposition of every department to facilitate business. The arrangement
of the books, and the clerks, under the several letters of the alphabet,
he conceived was truly excellent.
"The Corporation of the Bank," said Dashall, "are prohibited from
trading in any sort of goods or merchandize whatsoever; but are to
confine the use of their capital to discounting Bills of Exchange, and
to the buying and selling of gold and silver bullion; with a permission
however to sell such goods as are mortgaged or pawned to them and not
redeemed within three months after the expiration of the time for their
redemption. Their profits arise from their traffic in bullion; the
discounting of Bills of Exchange for Bankers, Merchants, Factors, and
Speculators; and the remuneration they receive from Government, for
managing the public funds, and for receiving the subscriptions on loans
and lotteries. But we may ramble about in these places for a month, and
still have novelty in store; and there is a little world underneath the
greater part of this extensive building devoted to printing-offices,
ware-rooms, &c."
They had now reached the door which leads into Bartholomew Lane, and,
upon descending the steps, and turning to the left, Bob's eyes soon
discovered the Auction Mart, "What have we here?" inquired he.
"That," replied his Cousin, "is a building which may deservedly be
rank'd as one of the ornaments of the City; and its arrangements and
economy, as well as the beauty of its interior, are well deserving the
notice of every stranger. This fine establishment, which serves as a
focus for the sale of estates and other property by public auction, is
both useful and ornamental; it was built about the time when the spirit
of combination was so strong in London. You must know, some years back,
every kind of business and trade appeared likely to be carried on by
Joint Stock Companies, and the profits divided upon small shares. Many
Fire-offices have to date their origin from this source--the Hope, the
Eagle, the Atlas, and others. The Golden Lane Brewery was opened
upon this principle; some Water Companies were established; till
neighbourhood ~319~~ and partnership almost became synonimous; and, I
believe, among many other institutions of that kind, the Building before
us is one. It contains many handsome rooms and commodious offices; but,
as for offices, every street and every alley abounds with them, and,
now-a-days, if you want to hire a Cook or a Scullion, you have nothing
to do but to send a letter to a Register-office, and you are suited in
a twinkling. It was an excellent idea, and I remember the old Buck who
used to call himself the founder of establishments of that nature, or
rather the first introducer of them to the notice of Englishmen, poor
old Courtois."
John Courtois is said to have been a native of Picardy, where he was
born about the year 1737 or 1738. He repaired to this country while yet
young, in the character of _valet de chambre_ to a gentleman who had
picked him up in his travels; and, as he came from one of the poorest
of the French provinces, he "took root," and throve wonderfully on his
transplantation to a richer soil.
On the death of his master, he removed to the neighbourhood of the
Strand; and St. Martin's Street,. Leicester Square, became the scene of
his industry and success. At a time when wigs were worn by boys, and a
Frenchman was supposed the only person capable of making one fit "for
the grande monarque," he commenced business as a perruquier, and
soon acquired both wealth and celebrity. To this he joined another
employment, which proved equally lucrative and appropriate, as it
subjected both masters and servants to his influence. This was the
keeping of a register-office, one of the first known in the Metropolis,
whence he drew incalculable advantages. He is also said to have been a
dealer in hair, which he imported largely from the continent. And yet,,
after all, it is difficult to conceive how he could have realized a
fortune exceeding 200,000L.! But what may not be achieved by a man who
despised no gains, however small, and in his own expressive language,
considered farthings as "the seeds of guineas!"
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